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Toptopleads.com is privately owned and operated by AdSwapper Inc. The operator of this Website is not a loan broker, lender, financial institution or an agent of a loan broker or lender. This Website provides a no obligation, free of charge service introducing prospective borrowers to prospective lenders who offer Loans. In order for this Website to enable such a connection, a person is required to provide certain data to enable the lenders that this Website works with to determine whether they might be interested or able to lend money to a prospective borrower. By submitting your information via this website, you are authorizing Toptopleads.com and its partners to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. You also authorize Toptopleads.com to share your information and credit history with a network of approved lenders and lending partners. Toptopleads.com does not control and is not responsible for the actions or inactions of any lender, is not involved in the loan approval process and does not make loans. All loan approval decisions and terms are determined by the loan providers at the time of your application with them. Compensation is given to the operator of this Website from the lenders who, based on their scorecards, decide that a potential borrower may meet their lending conditions. The time to receive loan proceeds varies among lenders, and in some circumstances faxing of application materials and other documents may be required. Submitting your information online does not guarantee that you will be approved for a loan. Each lender has their own terms and conditions, please review their policies and terms for further information. Nonpayment of credit could result in collection activities and may impact your credit.